Personal Budgeting: Does It Work?
Although budgeting is commonly recommended and many people do keep a budget, little systematic evidence exists on whether budgeting actually helps people achieve their financial goals over the long term. Across three field experiments and one longitudinal dataset, we explore how budgeting impacts spending decisions, spending enjoyment, and goal achievement.
Christina Kan, Philip M. Fernbach, and John Lynch (2018) ,"Personal Budgeting: Does It Work?", in NA - Advances in Consumer Research Volume 46, eds. Andrew Gershoff, Robert Kozinets, and Tiffany White, Duluth, MN : Association for Consumer Research, Pages: 298-302.
Christina Kan, Texas A&M University, USA
Philip M. Fernbach, University of Colorado, USA
John Lynch, University of Colorado, USA
NA - Advances in Consumer Research Volume 46 | 2018
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Adrian Ward, University of Texas at Austin, USA
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