An Urgency Effect in Responses to Future Rate Increases
We investigate people’s willingness to repay their debt when the interest rate changes. We found that people decide to repay their debt faster when they know the interest rate will increase in the future than when they know the rate is already at a high level.
Shirley Zhang, Christopher Hsee, and Abigail Sussman (2015) ,"An Urgency Effect in Responses to Future Rate Increases", in NA - Advances in Consumer Research Volume 43, eds. Kristin Diehl , Carolyn Yoon, and , Duluth, MN : Association for Consumer Research, Pages: 208-212.
Shirley Zhang, University of Chicago, USA
Christopher Hsee, University of Chicago, USA
Abigail Sussman, University of Chicago, USA
NA - Advances in Consumer Research Volume 43 | 2015
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